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Gainesville Florida Estate Planning & Elder Law Blog

Tuesday, October 14, 2014

Annual Enrollment for Medicare Plans

Starting today and running through Dec. 7, Medicare beneficiaries who want to change their prescription drug plan or Medicare Advantage plan for 2015 can do just that. The Annual Coordinated Election Period (ACEP) allows you to update or change your current respective plans. This is for Part D prescription drug plans and Part C Medicare Advantage plans.

Throughout this open enrollment process, you can either enroll in a Part D plan or adjust your current one. Additionally, beneficiaries enrolled in a Medicare Advantage (MA) plan can revert back to traditional Medicare or change their existing plan. Those without a Medicare Advantage plan can enroll during the ACEP. Changes made before Dec. 7 are effective Jan. 1, 2015.

Even if you are satisfied with your current plans, we recommend you review your options for the coming year. Your Part D or MA plan may have changed various features like coverage or provider networks. You can visit the Medicare Plan Finder at www.medicare.gov for complete information on 2015 plans.

Review any changes you are considering with your current provider to ensure coverage under the new plan. Keep in mind that missing the Dec. 7 deadline could result in lack of coverage and/or a financial penalty. Adjusting your current plans or enrolling in new ones should not be put off.

 

 


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