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Gainesville Florida Estate Planning & Elder Law Blog

Monday, October 12, 2020

Medicare Open Enrollment Period Begins Oct. 15

The annual Medicare Open Enrollment Period for 2021 begins soon – Thursday, Oct. 15, and it lasts through Monday, Dec. 7.

If you are on Medicare, this is a critical time of the year. It is during this period that you can change or update your Medicare health and prescription plans for 2021 without any penalty. So, if your needs have changed, this is your opportunity to adjust your coverage.

Additionally, even if you are satisfied with your current plan, it is important to review the Evidence of Coverage (EOC) you should have received in the mail. Plans can change from year to year, so, it may be, that if your plan is being altered enough, you might want to make adjustments.

If your plan is changing, you should have received an Annual Notice of Change (ANOC), along with your EOC. If, after your review, you decide that your current plans continue to meet your needs for the coming year, and it’s still being offered, you’re done.

Should you do want to make changes, or if the plan is changing, the best option is to have a conversation with your provider during this open-enrollment period.

If you have questions or concerns, one of the best sources of information about the open-enrollment period is The Centers for Medicare & Medicare Services (CMS). Click here to see the information from CMS.  To see specific plan information, you can use the Medicare website or call 1-800-MEDICARE.

 And, as always, we must warn you about the scammers who are hard at work trying to steal your Medicare information. These scammers increase their efforts during the open-enrollment period. Here are some important things to remember.

  • Don’t respond to unsolicited calls about your Medicare coverage.
  • Never offer your Medicare number to someone unless you are absolutely confident that you are dealing with a legitimate person.
  • Medicare itself will never ask you for your Medicare number.

If you have any concern, stop and talk to someone you know and trust. Here’s a link to learn more about how to fight against Medicare fraud.



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