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Gainesville Florida Estate Planning & Elder Law Blog

Tuesday, July 17, 2018

Social Security Benefits Buying Less


If you feel like your Social Security check is not going as far as it has in the past, you’re not alone.

A new report indicates that the buying power of your monthly Social Security benefit has dropped by more than a third since 2000. The annual report from the Senior Citizens League, an Alexandria, Va. Advocacy group indicates the exact reduction in buying power since the turn of the century is 34 percent.

So while you’re seeing a cost-of-living adjustment (COLA) in your social Security benefits, it is not keeping up with the real increase in the costs of goods and services.
Read more . . .


Wednesday, July 11, 2018

VA Nursing Homes Need Improvement


 

VA nursing homes fall behind their private competitors when it comes to neglect and medical mismanagement issues, according to a recent USA Today article.

Analyzing internal VA documents to reach those results, the article suggested that residents in more than two-thirds of Department of Veterans Affairs nursing homes were likelier to suffer from serious bedsores and other pain.

Further, the analysis of a 2017 survey indicated that a significant number of veterans in VA nursing homes suffer potential neglect or mismanagement of medication.

The results showed that more than 100 VA nursing homes showed poorer results than private nursing homes on most key quality indicators, including rates of infection and decline in daily living skills. Overall the VA scored worse on average than homes in the private sector using nine of 11 key indicators.
Read more . . .


Wednesday, June 27, 2018

The Future of Social Security


Social Security is the financial foundation for many of our seniors, so when there is troubling news about the program, it is alarming for many people.

Some of that news came recently when forecasted projections showed that in 2022, for the first time in history, benefits paid will be greater than revenue collected. That reversal of benefits versus revenue is expected to continue and grow in future years.

There are a number of reasons for this. The most significant is the growing number of baby boomers starting to retire.
Read more . . .


Tuesday, June 19, 2018

Positive Signs in Special Education


We recently wrote about troubling news when it comes to accessibility for the disabled in our nation’s schools and a request by several members of Congress for a review of accessibility.

On the other end of the spectrum, here’s some good news about special education.

There are an increasing number of students receiving special education in the nation’s public schools, based on a recent report from the U.S. Department of Education.
Read more . . .


Tuesday, June 19, 2018

Easier Access to Doctors but Not Necessarily for Seniors


It used to be that if you wanted to talk to your doctor you had no choice but make an appointment – and possibly wait weeks or months to see them.

As most of us are aware, that’s no longer the case. More and more medical offices, especially those associated with hospitals, are creating patient portals. The result is that you can have a simple question for your doctor, and by sending an email using a patient portal, you can often get an answer within hours.

But the part of our population that most needs this kind of access are not yet taking full advantage of it.
Read more . . .


Monday, June 11, 2018

When Do I Start Taking My Social Security Benefits?


For elder law/estate planning attorneys, there may be no question more common than when do I start taking my Social Security benefits.

You are eligible to start collecting Social security at age 62 but for most people and most situations, while tempting, that’s not the best time.

Taking your Social Security benefits at age 62 is referred to as early retirement. The result is your benefits are reduced from what it otherwise would be if you wait until your full retirement age. The benefit you draw monthly will likely be 25 percent less than if you wait.
Read more . . .


Tuesday, June 5, 2018

Schools and Disabilities


A recent report showed some startling results about accessibility for the disabled in our nation’s schools.

The Americans with Disabilities Act, passed almost 30 years ago, prohibits government agencies and private businesses from discriminating against people with disabilities. This discrimination includes access to facilities by disabled individuals. In other words, public and private buildings need to be built in such a way that potential employees and visitors have the same access to the facility as anyone else.

The report focused primarily on the northeast part of the country and was part of an investigation by the U.
Read more . . .


Wednesday, May 30, 2018

Long-Term-Care Planning: Start Now


One of the biggest challenges facing seniors or family caregivers of seniors is how to pay for the cost of long-term care when that time comes.

The solution is not an easy one, in part because of the excessive cost of long-term care. So the first thing any family needs to do is start planning early.

There are four key ideas when it comes to long-term-care planning – knowing what to expect, seeking professional help, start saving for that day or getting long-term-care insurance and making sure that everyone involved understands the plan for the future.

Unfortunately most families don’t plan in advance and deal with the issue when there is a crisis in front of them.
Read more . . .


Monday, May 14, 2018

Long-Term Care Costs on the Rise


The cost of long-term care is growing rapidly and is expected to double from the current $2.8 trillion to $5.6 trillion by the year 2047, according to a recent report by PricewaterhouseCoopers.

Part of the reason for the dramatic increase is the overall better health of seniors. As a result, we are living longer.
Read more . . .


Tuesday, May 8, 2018

New Phone Scams Target Seniors


A recent consumer protection warning from AARP is intended to alert anyone about some new, creative scamming techniques. As always, while these scams can impact anyone, it is our senior population that is often most susceptible.

One new technique has the scammers calling customer service centers for financial institutions, insurance companies and similar businesses in an effort to access client accounts. The crimes have more than doubled in the past year.

Another new scam involves sending bogus text messages to try to defraud people.
Read more . . .


Tuesday, May 1, 2018

Older Americans Month


 

First established in 1963 as Senior Citizens Month by President John F. Kennedy, today May is recognized as Older Americans Month.

Two years later, President Lyndon B. Johnson changed the designation to Older Americans Month.

When the month was first established only 17 million Americans had reached the age of 65.
Read more . . .


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