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Gainesville Florida Estate Planning & Elder Law Blog

Tuesday, June 19, 2018

Positive Signs in Special Education


We recently wrote about troubling news when it comes to accessibility for the disabled in our nation’s schools and a request by several members of Congress for a review of accessibility.

On the other end of the spectrum, here’s some good news about special education.

There are an increasing number of students receiving special education in the nation’s public schools, based on a recent report from the U.S. Department of Education.
Read more . . .


Tuesday, June 19, 2018

Easier Access to Doctors but Not Necessarily for Seniors


It used to be that if you wanted to talk to your doctor you had no choice but make an appointment – and possibly wait weeks or months to see them.

As most of us are aware, that’s no longer the case. More and more medical offices, especially those associated with hospitals, are creating patient portals. The result is that you can have a simple question for your doctor, and by sending an email using a patient portal, you can often get an answer within hours.

But the part of our population that most needs this kind of access are not yet taking full advantage of it.
Read more . . .


Monday, June 11, 2018

When Do I Start Taking My Social Security Benefits?


For elder law/estate planning attorneys, there may be no question more common than when do I start taking my Social Security benefits.

You are eligible to start collecting Social security at age 62 but for most people and most situations, while tempting, that’s not the best time.

Taking your Social Security benefits at age 62 is referred to as early retirement. The result is your benefits are reduced from what it otherwise would be if you wait until your full retirement age. The benefit you draw monthly will likely be 25 percent less than if you wait.
Read more . . .


Tuesday, June 5, 2018

Schools and Disabilities


A recent report showed some startling results about accessibility for the disabled in our nation’s schools.

The Americans with Disabilities Act, passed almost 30 years ago, prohibits government agencies and private businesses from discriminating against people with disabilities. This discrimination includes access to facilities by disabled individuals. In other words, public and private buildings need to be built in such a way that potential employees and visitors have the same access to the facility as anyone else.

The report focused primarily on the northeast part of the country and was part of an investigation by the U.
Read more . . .


Wednesday, May 30, 2018

Long-Term-Care Planning: Start Now


One of the biggest challenges facing seniors or family caregivers of seniors is how to pay for the cost of long-term care when that time comes.

The solution is not an easy one, in part because of the excessive cost of long-term care. So the first thing any family needs to do is start planning early.

There are four key ideas when it comes to long-term-care planning – knowing what to expect, seeking professional help, start saving for that day or getting long-term-care insurance and making sure that everyone involved understands the plan for the future.

Unfortunately most families don’t plan in advance and deal with the issue when there is a crisis in front of them.
Read more . . .


Monday, May 14, 2018

Long-Term Care Costs on the Rise


The cost of long-term care is growing rapidly and is expected to double from the current $2.8 trillion to $5.6 trillion by the year 2047, according to a recent report by PricewaterhouseCoopers.

Part of the reason for the dramatic increase is the overall better health of seniors. As a result, we are living longer.
Read more . . .


Tuesday, May 8, 2018

New Phone Scams Target Seniors


A recent consumer protection warning from AARP is intended to alert anyone about some new, creative scamming techniques. As always, while these scams can impact anyone, it is our senior population that is often most susceptible.

One new technique has the scammers calling customer service centers for financial institutions, insurance companies and similar businesses in an effort to access client accounts. The crimes have more than doubled in the past year.

Another new scam involves sending bogus text messages to try to defraud people.
Read more . . .


Tuesday, May 1, 2018

Older Americans Month


 

First established in 1963 as Senior Citizens Month by President John F. Kennedy, today May is recognized as Older Americans Month.

Two years later, President Lyndon B. Johnson changed the designation to Older Americans Month.

When the month was first established only 17 million Americans had reached the age of 65.
Read more . . .


Monday, April 23, 2018

Medicare Advantage Plans to Expand


A recent announcement from the Centers for Medicare & Medicaid Services recently announced broader definitions of what it describes as “primary health-related benefits” related to Medicare Advantage policies, and that may be good news for seniors.

As a result of these broader definitions insurers would likely start to include these additional benefits beginning in 2019. And with 20 million of the nation’s 61 million people enrolled in Medicare, this change could have significant impact.

A number of Medicare Advantage programs already offer coverage for eyeglasses, hearing aids, dental care and even gym memberships.  The new broader definition will enable the programs to include care and equipment that prevent or treat illness or injuries, compensate for physical impairments, address the psychological effects of illness or injuries, or reduce emergency medical care.
Read more . . .


Tuesday, April 17, 2018

Living Longer and Healthier: Diet Can Help


If you want to live longer and stay healthy, here’s one solution. Try cutting your calorie intake by 15 percent.

A recent study published in the journal Cell Metabolism suggested the 15 percent decrease for an extended period of time – at least two years. The result, according to the report, is a significant decrease in metabolism, which reduces a type of stress associated with aging.

The results are based on a two-year study of non-obese adults who reduced their caloric intake by the suggested 15 percent.
Read more . . .


Tuesday, April 10, 2018

An Increase in Retirees to Impact Pensions


 

As the number of retirees grows, we are starting to see an increased strain on government pension funds. And a recent report from the Census Bureau is adding to that concern.

Twelve years from now, approximately one in five Americans will be of retirement age, according to the report. Additionally, by 2035, people 65 and older will outnumber those under 18 by about 2 million – something that has never happened in U.S.
Read more . . .


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