Share

Gainesville Florida Estate Planning & Elder Law Blog

Wednesday, October 4, 2017

New Rules on Reverse Mortgage Borrowing


The federal government has issued new rules on reverse mortgages. These new rules went into effect this Monday, Oct. 2, 2017, and only impact new borrowing. If you already have a reverse mortgage, these new rules do not apply to you.

Reverse mortgages are a financial product available for homeowners 62 or older who have accumulated home equity and want to use this to supplement retirement income.
Read more . . .


Wednesday, September 27, 2017

Medicare Open Enrollment


Medicare’s annual enrollment period is only a few short weeks away. The open enrollment period starts Oct. 15 and runs through Dec. 7. Any people on Medicare must use this time period to review your plan and make any changes you desire.
Read more . . .


Thursday, September 21, 2017

New Social Security Scam


A new scam victimizing seniors has gained popularity in the last few months – this one focusing on social security benefits. This scam patterns itself after the IRS phone schemes that have been so prevalent in recent years.

As reported by the Social Security Administration, people claiming to be Social Security employees call from a phone number, usually with a 323 area code.

In most cases the person will then tell the victim that they are entitled to a 1.7 percent cost-of-living adjustment increase in their Social security benefits.
Read more . . .


Thursday, September 14, 2017

Equifax Hack


While most of us in Florida were focused on Hurricane Irma, there was another event that could prove to be catastrophic for many people, but in a different way.

Equifax, one of the three major consumer credit reporting agencies, announced that it had been hacked. The result was hackers may have gained access to sensitive financial information for 143 million Americans. This information likely includes Social Security numbers, driver license information, names, birth dates and addresses.

The hack was believed to have occurred between mid-May and July.
Read more . . .


Thursday, September 7, 2017

A New Dynamic: Stay-at-Home Care


With a growing number of Americans reaching traditional retirement age, and people living longer, we are seeing a subtle but growing change in how people want to live their older years.

By itself, this growing population creates pressure on an already heavily tasked long-term healthcare system. However, adding to the complexity of this issue is that as baby boomers become seniors, one thing is certain. They are less inclined than their parents were to go to nursing homes or other senior care facilities.

 It is becoming increasingly clear that this new older population wants to stay in their homes and their communities.
Read more . . .


Wednesday, August 30, 2017

Protect Yourself from Financial Trouble


Older people feel alone in many ways, not the least of which is in how they deal with financial complications. But at least in that regard, seniors should not feel alone.

The Consumer Financial Protection Bureau (CFPB) is a federal agency that was created following the 2008 financial crisis. The CFPB’s only goal is to protect consumers. Since its inception it has reviewed more than 1 million consumer complaints and has helped people solve financial problems in a variety of areas, including mortgages, loans, credit reports and more.
Read more . . .


Tuesday, August 22, 2017

When There is No Family Caregiver


As people age there are a number of things that go from useful to imperative, not the least of which is a family caregiver.

While there are a number of useful resources and facilities in our community and others, there are generally significant gaps that are best dealt with by a family caregiver.

But what happens when there is no family caregiver waiting in the wings to care for you as you age? 


Read more . . .


Tuesday, August 15, 2017

A Social Security Birthday


Social Security celebrates a birthday this week – officially having turned 82 on Monday.

Social Security became law on Aug. 14, 1935, when President Franklin Roosevelt signed the Social Security Act.

Little did anyone know back in 1935 exactly how important Social Security would become. Back then, most Americans relied on job pensions and savings to live out their retirement years.
Read more . . .


Monday, August 7, 2017

Have the Dreaded Talk


Over the last few years I have written about a variety of subjects related to elder law, estate planning and special-needs planning. There has been no topic more often discussed than having the family talk and following that up with creating the necessary legal documents to protect and help the entire family.

But just a few weeks ago, I met with a family who had done none of it – no family conversation and no legal documents – and now they were in crisis.

We were able to help that family but the process would have been much smoother had they prepared in advance.

It starts with the conversation.
Read more . . .


Tuesday, July 25, 2017

Reducing Dementia Risk


A study recently presented in London at the Alzheimer’s Association International Conference suggests that lifestyle changes can help prevent dementia, according to a report published by the BBC.

It was also reported at the conference that it is estimated that 47 million people globally suffer with some form of dementia currently and, left untreated, that number can grow to 131 million by 2050.

The scientists who presented the study suggest that these nine preventable factors cause 35 percent of dementia risk, and that with behavioral change, this part of the dementia risk can be significantly reduced or eliminated.

The nine factors and their percentage of the risk are:

  • Mid-life hearing loss – 9%
  • Failing to complete secondary education - 8%
  • Smoking - 5%
  • Failing to seek early treatment for depression - 4%
  • Physical inactivity - 3%
  • Social isolation - 2%
  • High blood pressure - 2%
  • Obesity - 1%
  • Type 2 diabetes - 1%

Unfortunately the remaining 65% of the causes of dementia are what the scientists describe as “non-modifiable.”

So while research continues for a cure for Alzheimer’s and other dementia-related diseases, there is action individuals can take to help with prevention.
Read more . . .


Monday, July 17, 2017

Gainesville Attorney Shannon Miller Recognized by the Elder Law Section of the Florida Bar


Gainesville Elder Law attorney Shannon Miller was recently selected Member of the Year by the Elder Law Section of the Florida Bar.

Shannon is a Florida Bar Board Certified Elder Law Attorney with a strong reputation for her efforts on behalf of our senior citizens and people with special needs.

An active member of the Florida Joint Public Policy Task Force for the Elderly and Disabled, Shannon is heavily involved in its efforts to improve Florida legislation addressing financial exploitation of elderly and disabled adults.

Shannon’s professional achievements include being recognized by the Florida Bar for her work on behalf of poor and indigent clients as well as having served as the President of the Academy of Florida Elder Law Attorneys, a non-profit professional association which works to improve the quality of legal services for the elderly and disabled.

We congratulate Shannon for receiving this well-deserved recognition.
Read more . . .


Archived Posts

2019
2018
December
November
October
September
August
July
June
May
April
March
February
January
2017
December
November
October
September
August
July
June
May
April
March
February
January
2016
December
November
October
September
August
July
June
May
April
March
February
January
2015
December
November
October
September
August
July
June
May
April
March
February
January
2014
December
November
October
September
August
July
June
May
April
March
February
January
2013



The Law Office of Sam W. Boone, Jr. assists in Gainesville, Florida and the surrounding counties.

*The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.*

* I have read and accept the disclaimer **


The hiring of an attorney is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Additionally, the comments, statements and articles contained herein are general in nature and should not be relied upon as a basis for any legal opinion, action or conclusion on the part of the reader with respect to any particular set of facts or circumstances.

© Sam W. Boone, Jr., P.A. | Disclaimer | Law Firm Website Design by Zola Creative



© 2019 Sam W. Boone, Jr., P.A. | Disclaimer
4545 NW 8th Avenue, Suite A, Gainesville, FL 32605
| Phone: 352-374-8308

Estate Planning | Advanced Estate Planning | Elder Law | Special Needs Planning | Probate / Estate Administration | Asset Protection | Guardianships | Pet Trusts | Planificación de Bienes | Planificación Avanzada de Propiedad | Reviews | About Us | Resources

Attorney Web Design by
Amicus Creative