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Elder Law

Tuesday, February 5, 2019

USA Today Story Brings New Attention to legal and Medical Decisions for Alzheimer’s Patients


USA Today has now written multiple articles about restaurateur and lifestyle guru B. Smith. While she struggles with her Alzheimer’s, her husband has brought a companion for himself into their home.

Many people have reacted negatively to this living situation, and obviously, at this point, it is impossible to know how Smith would have felt about this new living arrangement.

This situation has resulted in new discussions about the importance of families discussing the wishes and desires of older family members or even younger members in the early stages of Alzheimer’s.
Read more . . .


Monday, January 21, 2019

Long-distance Caregiver


 

So, the holidays are over. Hopefully, you visited your older loved ones during the holidays and were not too troubled by the changes you may have seen. But now you’re back to being a long-distance caregiver.

Providing care and support for a relative or friend who lives nearby can be challenging enough, but that challenging task seems to become overwhelming when you’re caring for a family member who lives far away.

Being a long-distance caregiver brings its own unique set of difficulties.
Read more . . .


Tuesday, December 18, 2018

Spousal Protections for Medicaid Waivers Expiring Soon

Developing a disability can happen at any age. As things stand today, if that were to happen, Medicaid is the primary payer for any long-term services and supports (LTSS).

And it is most often the case that when this disability occurs, the preference is to receive care at home if possible, rather than going to a nursing home. Any long-term or permanent separation from a spouse brings new problems for everyone involved. Home and community-based services (HCBS) also cost less on average than in institutional care.


Read more . . .


Tuesday, December 18, 2018

Is It Time for a Home Caregiver?

How do you know when it is time for your older parent to have a caregiver in the home with them? It is often the case that changes are subtle and sneak up on family members. Here are some things that you can look for to trigger the discussion and decision to bring someone in to take care of your older parent.


Read more . . .


Tuesday, December 11, 2018

Senior Holiday Season Depression

As a caregiver, with the holiday season here, you may be spending more time with older loved ones. As a result, you may notice behavioral changes that are all too common this time of year.

Some of the common things you may see include less physical activity, fatigue or sadness. In fact, while there was a time they loved the holiday season, your senior may demonstrate a total lack of interest this year.


Read more . . .


Monday, December 3, 2018

Scammers Working Overtime for the Holidays


While this is the time of year when we should be in a celebratory mood, it is unfortunately for our seniors a time of year when they need to be extra cautious. That’s because scammers who victimize our older population work even harder this time of year.

Scammers continue to use the traditional schemes to take advantage of our seniors but there are a group of traps they use specifically for the holidays.

The first is fake charities. This is a time of year when legitimate charities reach out to people for donations.
Read more . . .


Wednesday, November 28, 2018

Seniors with Financial Struggles


 With Thanksgiving having just passed and the winter holidays fast approaching, many of us are thinking of family and expressing gratitude for what we have.

But for many, especially seniors, enjoying holiday feasts with family is not to be. Many seniors are struggling to manage any kind of nutritious meal.

As many as one in 10 households with members 60 and over receive Supplemental Nutrition Assistance Program (SNAP) benefits, more commonly known as food stamps, according to a recent study released by the anti-poverty nonprofit Food Research & Action Center (FRAC), in collaboration with AARP Foundation.

Unfortunately, it is expected that the number of SNAP beneficiaries will rise in the next several years as baby boomers age.
Read more . . .


Tuesday, November 6, 2018

A New Phone Scam


Scams against our seniors is an ongoing problem. And it seems that as soon as a scam is discovered and publicized, those perpetuating the scams find a new way to victimize our elder population – whether it is by phone, Internet or from another source.

There's a new phone scam targeting Social Security beneficiaries that advocates for older adults should be aware of. The Federal Trade Commission is warning that scammers are engaging in a caller ID trick called "spoofing" to make it appear that they are calling from the Social Security Administration (SSA).

Justice in Aging, a national non-profit legal advocacy organization that fights senior poverty, recently reported on the latest of these scams.
Read more . . .


Wednesday, October 31, 2018

Retirees Switching From 401(k)s to IRAs for Their Nest Egg


For the longest time, the source most people have used for their retirement next egg has been the 401(k), but that trend seems to be changing.

With the driving force behind this change being older Americans, it is becoming more and more common for IRAs to be used for this purpose.

In the five years ended in 2017, 96 percent of the $2 trillion in IRA contributions came from rollovers, according to a recent study. And between the end of last year and 2022, the money invested in IRAs is expected to grow at a significantly quicker pace than 401(k)s. IRA assets are expected to jump 37 percent to $12.
Read more . . .


Monday, October 8, 2018

The Financial Costs of Caring for a Loved One with Alzheimer’s


If you are caring for a family member with Alzheimer’s, you already know the emotional toll for such a task. And of course, there are the financial costs that continue to increase at an alarming rate, according to a new report.

A recently released study from the University of Pennsylvania determined that the day-to-day costs of caring for a family member or loved one with Alzheimer’s ranges from $144,000 to $200,000 over a two-year period.

This article, recently published in HealthDay, provides a detailed explanation of the staggering financial burden falling on families caring for loved ones with Alzheimer’s.

Almost $200,000 over the course of two years.
Read more . . .


Monday, October 1, 2018

Changes Coming for VA Benefits: Here’s What You Need to Know


The Department of Veterans Affairs published a final version of new rules last week related to the Aid and Attendance benefit.

Among other things, the amended regulations establish new requirements that will be used to gauge net worth and asset transfers for pensions. The regulations also determine what medical expenses can be taken from countable income for VA's needs-based benefit programs.

Additionally, the amendments confirm statutory changes for pension beneficiaries who receive Medicaid-covered nursing home care; statutory income exclusion for disabled veterans; and longstanding statutory income exclusions for all VA needs-based benefits.

To see the complete report from the VA in the Federal Register, clickRead more . . .


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